All bank information is encrypted during both transmission and storage. The encryption method implemented by Agricreturn is an industry-leading 2048-bit RSA public key cryptography library backed by university research. More information regarding this cryptography method can be found here.
Not currently. We exclusively utilize bank transfers and crypto currency in order to avoid the fees associated with credit card transactions.
No. Linking your bank simply allows you to transfer funds into your Agricreturn account so that you can make purchases when ready.
No. You have full freedom to approve or decline each purchase opportunity that is sent to you.
No. All transfers into and out of your Agricreturn account are completely free of charge.
We require that customers initiate a one-time transfer of at least $5,000 to get started. Once you make $5,000 in purchases you are eligible to set up a monthly transfer plan of at least $1,000/month.
You are free to pull un-deployed funds out of your Agricreturn account at any time free of charge. First-time funds transfers are subject to a minimum 15 business day holding period if they are not used to make a purchase. Funds may also not be transferred to a different bank account than the one they originated from if they are not first used to make a purchase.
You are buying cattle through a production contract—an agreement in which the owner of livestock pays a producer to raise the livestock. You purchase the cattle, pay one of our trusted producers to raise the cattle, and then receive the proceeds from your cattle when they are sold. In time, you will have the opportunity to purchase other commodities as well.
What's "new" is not the cattle investment—it's your access to it. Historically, these opportunities have been limited to those with significant capital, industry expertise, and direct connections to producers. Agricreturn has removed those barriers by cultivating relationships with trusted producers and making them accessible to you using software technology.
We will reach out to you with purchase opportunities roughly once a month. The frequency is somewhat variable as we don’t bring you just any purchase opportunities—we only bring you the very best.
Having analyzed many years' worth of market data, we recommend systematic cattle purchases over an extended period of time. So rather than deploying all your money in one pen during one production cycle, we recommend you spread your purchases over a number of production cycles throughout 1-2 years.
Our network of trusted producers has been hand-picked to bring you the best of the best. Utilizing data analysis and our connections within the industry, we vet producers to ensure they are knowledgeable, trustworthy, and efficient.
Your only purchase restrictions are relative to the size of a particular pen we’re offering and the demand for that pen. That being said, if you are considering an investment of $25,000 or more, we would recommend setting up an individual consultation with us, as more options may be available.
Cattle is the only commodity currently available, but we plan to expand into row crops and other livestock in the near future.
A cattle production cycle typically lasts 6-8 months.
We collaborate with producers in our network to provide regular updates on the health of your cattle, the value of your cattle, and the latest news from the cattle industry. This information will be shared through your personalized online dashboard, as well as through monthly email updates.
We get this question more than any other. While calves do sometimes die in the production cycle, your investment isn’t completely dependent upon one particular animal. Because of the way we bundle investments, your risk is spread across the entire cattle pen.
Once your money has been invested in a cattle pen, that money is tied up for the duration of the 6-8 month production cycle. After your cattle go to market, the proceeds are put back into your Agricreturn account where you can withdraw, hold, or re-invest in new cattle.
When your cattle reach the end of their production cycle, they are sold to market and the proceeds are deposited back into your Agricreturn account.
There are no fees associated with transferring funds into or out of your Agricreturn account. We charge a 1% procurement fee when you purchase your cattle to cover our expenses. A detailed breakdown of our fees is available here.
We receive a tenth of your net proceeds when your cattle go to market. If you make $10 on your initial investment, we get $1. If you lose money on your investment, we take home nothing. We’ve set it up this way so that we succeed when you succeed.
Yes. You can own cattle through a Self-Directed IRA (SDIRA) and we can work with you to connect your Agricreturn account to your SDIRA custodian account. Contact us at team@agricreturn.com for help setting this up.
Many of our users treat profits from feeding cattle as ordinary income for tax purposes, but there are alternative strategies. Please consult a tax professional to find the best strategy for you. Agricreturn will provide you with a Form 1099-MISC and all transaction data at the end of the calendar year. Tax information can be found in Account Settings > Tax Documents.
If you have any further questions, please contact us at team@agricreturn.com.
Agricreturn exists to create new connections between the farmers who grow our food and the people who enjoy it.
By using this website, you accept our Terms of Use and Privacy Policy. Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance.